How to transfer title to LLC without triggering due-on-sale
So I know that I need to put my properties under my LLC instead of my personal name. And I hear that when you quitclaim the deed, the mortgage company rarely calls the due on sale clause as long as they are receiving their check. However, I would also have to change the insurance to reflect the LLC as the insured. Since I pay escrow money to the mortgage company and they pay the insurance. Wouldn't they find out the property is under an LLC since they are paying the insurance for an LLC instead of my personal name?
I know they could find out regardless by just looking at the public records, but this way would pretty much serve it on a platter for them wouldn't you think?