I have a question on a Florida property I am looking at.  The husband and wife own a townhome together.  They want to sell to me, and purchase another home at the same time.  The husband and wife are both on title for the townhome, but the current mortgage is ONLY in the Husbands name.  To qualify for a loan on the new home the Wife will buy separately, but needs to be dropped from the title of the current townhome.  Is there any special provision that allows a name to be dropped from title and not have to pay doc stamp taxes?  especially since she is not tied the current mortgage?