Buy and Hold Remodel and taxes

Buy and Hold Remodel and taxes

Investor · Loveland, CO · Member since 2014 · 14 posts · 0 votes

Purchased a buy and hold and am in the long........ process of remodeling. Does this go on the schedule E along with my other buy and hold since I did not rent at all last year?

0Reply
5 views

Most Popular Reply

Financial Advisor · Virginia Beach, VA · Member since 2017 · 502 posts · 508 votes
9y

Hi @Greg Pugh

The money you are spending now is not an 'expense'. It is a 'capital improvement' and will be used to adjust the depreciable basis of the property when it is placed in service as a rental.

I'm sure your wallet can't tell the difference between an expense and a capital improvement at this point, but that's how the tax code classifies them.

Best of Luck!

See this reply in the discussion

6 Replies

Jump to latestLatest
  • Accountant, Enrolled Agent · Grayslake, IL · Member since 2011 · 5k+ posts · 2k+ votes
    9y

    No it does not.

  • Linda WeygantPro Member
    Investor and CPA · Arvada, CO · Member since 2015 · 2k+ posts · 3k+ votes
    9y

    If your property is not in service yet (not available and advertised for rent), then it does not go anywhere on this year's tax return.

    Next year, you'll add up all the rehab, add it to the depreciable basis and depreciate over 27.5 years.

  • Investor · Loveland, CO · Member since 2014 · 14 posts · 0 votes
    9y

    And what about 2016 expenses.. can they be rolled into 2017 expenses? That doesn't seem legit.

  • Investor · Pawleys Island, SC · Member since 2008 · 1k+ posts · 837 votes
    9y

    @Greg Pugh

    What @Linda Weygant is telling you is that you don't have any deductible expenses regardless of the tax year you spend the remodel money  All of your costs to make the property rent-ready are treated as a capital improvement and increases your tax basis.  Once the property is in service as a rental, you can begin to recover a portion of that cost each year with a depreciation expense.

  • Financial Advisor · Virginia Beach, VA · Member since 2017 · 502 posts · 508 votes
    9y

    Hi @Greg Pugh

    The money you are spending now is not an 'expense'. It is a 'capital improvement' and will be used to adjust the depreciable basis of the property when it is placed in service as a rental.

    I'm sure your wallet can't tell the difference between an expense and a capital improvement at this point, but that's how the tax code classifies them.

    Best of Luck!

  • Investor · Loveland, CO · Member since 2014 · 14 posts · 0 votes
    9y

    Thanks, all. Very helpful!

Join the conversationCreate a free account to reply, vote on answers and follow this thread.