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Updated about 8 years ago on .
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pre forclosures legal and ethical
hello im bill yes im a newby i have found a place that is in preclosure and the lady who owns it has no money to speak of. my question is is it ethical and leagle to go offer her like 5000 to sign it over to me and what kind of paperwork would i need is there a form letter i could use to write her to make this offer