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Updated over 7 years ago on . Most recent reply presented by

Lyle Cooper's profile image
Lyle Cooper's profile image
Lyle Cooper
  • from NEW YORK, New York
  • Member since Sep 14, 2017

User Stats

70
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Lyle Cooper's profile image
Lyle Cooper's profile image
Lyle Cooper
  • from NEW YORK, New York
  • Member since Sep 14, 2017
Lyle Cooper
  • NEW YORK, NY
6
Votes |
70
Posts
Tax, SDIRAs & Cost Segregation

Deducting Points paid on loan origination

Lyle Cooper
  • NEW YORK, NY
Posted
I bought a small building in 2017. I bought my mortgage interest down by 0.75%. It costs me $25,000 (Points paid). I have no income in 2017. Can I defer when I write deduct the points paid? Or am i forced to amortize it over the life of the loan? 25000/30 = $833. I’d like to defer to 2018 or 2019. Thanks!!
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