Updated over 6 years ago on .
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Using Roth or IRA for rental purchase
Can I use money from an IRA or Roth to purchase a rental property?
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@Mike Horan
I have a Roth IRA through Vanguard. One thing I learned last year was that once very 365 days, you can take up to 100% of the funds out of a Roth for a RE deal penalty free so long as you return the funds within 60 days (I believe).
I used my Roth to BRRRR my second property and as soon as the refi was complete, I put the funds back into my account. No fees, no penalties. I'll be doing it again this year.
Note: I'm not a financial advisor, only sharing with you what I was advised I could do last year.