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Updated over 5 years ago on .
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Back Door Roth & Roth in same year?
Can a person contribute to both a Roth and a non-deductible Traditional IRA (then convert to a Roth soon after funding) in the same year? I know the back door is a way to fund a Roth if your income limits are too high to fund a Roth normally. Curious if when you don't have that issue, can you do both?
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Dmitriy Fomichenko
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Current IRA contributions limits are $6,000 per year (plus $1,000 catch up for those over 50). You can split your contributions between Roth and Traditional, you can put $6,000 in either one, but the total you can contribute in a single year is $6,000 period.
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