LLC vs Personal Property finances and mortgages

[Alexandra Sales]

Hi all I have a few questions regarding properties under LLC vs personal for buy and hold / BRRRR strategies...

Can a rental property be under our personal names (mortgage title/deed), but the bank account for rental income be under an LLC account? Are there any risks/ benefits from this? OR does the ownership of the property and bank account have to be under the same (either both personal or LLC)?

Are we able to refinance under an LLC just the same as a personal?

Is it hard to change a property ownership from personal to LLC? Risks/Benefits?

I am asking because I have read refinancing under an LLC is more difficult with banks. But we wanted the rental income to be in a separate account than our personal accounts. Are we able to have the mortgage under our personal name but have the bank account under an LLC?

Thanks for all of your help!