401K or REI - which do you prefer and why?

[Colin M.]

Currently a W2 employee contributing to 401K which has been destroyed since the start of the year and has me re-evaluating my investments.


Interested to see what most investors on here do with their income? Invest into 401K's or similar or pump all into RE????

Given 401k has up front tax advantages, it does not account for depreciations/expenses/etc....

[Sudhanshu Singha]

@Colin M. I only contribute to my match percentage and that is only since it is really tough to beat guaranteed 100% returns. The market has come back strong though so as long as you didn't change your investment allocations you should of reversed most of your losses.

The only thing to take into consideration is the vesting of your match if you only plan to stay in your current job for 1-2 years and you do not have immediate vesting then you might want to just save the extra money for reserves or downpayment on your next deal.