Cash out Refi DSCR loan

[Robert Rodriguez]

Hello looking to cash out refi my 2 properties into a DSCR loan. Credit is a little low between 630 and 640. Is there anyone that can lead me in the right direction. Thank you.

[AJ Exner]

Quote from @Robert Rodriguez:

Hello looking to cash out refi my 2 properties into a DSCR loan. Credit is a little low between 630 and 640. Is there anyone that can lead me in the right direction. Thank you.

 Where are your properties located? Many lenders who I know of that can work with individuals with lower scores are pretty regionally focused.

With many DSCR lenders, there is flexibility within the LLC (assuming you are refinancing into an LLC) that you could add a 'credit partner' to help guarantee the loan and expand your list of potential lenders. Do you have anyone that may be willing or able to help?