Best Florida Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Sunshine State! We offer industry leading Hard Money and DSCR Loans for every type of Florida Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Florida DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Florida Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Florida Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real estate investors from all corners of the nation are now turning their attention to investment properties in Florida as they build and enhance their rental portfolios. The Sunshine State has emerged as a popular choice among real estate investors for a variety of compelling factors, including its strong economy, appealing property prices, and stable rental market environment. Easy Street Capital is excited to lead the way as a top-tier source of investment property loans, catering to real estate investors who are eager to establish rental portfolios in Florida!

Types of Investment Property Loans for Florida Real Estate Investors

When it comes to real estate investing in Florida, there are a variety of markets and types of investment property loans to choose from. Florida has plenty of older properties in need of renovators to restore them to rent-ready status. For investors adept at rehabbing older properties, hard money renovation loans are a perfect choice! These investment property loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick return or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are already rent-ready and require no renovations. Move-in ready single family homes and multi-unit properties (such as duplexes or triplexes) are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

Florida: Landlord-Friendly State

In terms of regulation, Florida is generally considered to be a landlord-friendly state in terms of its landlord-tenant laws. Owners of rental properties, such as typical DSCR Loan borrowers, are secure investing in the state. One specific reason is that Florida does not have rent control laws. This means that landlords have flexibility in setting rental prices and adjusting them over time as needed. Additionally, Florida landlords have the right to terminate a lease with relatively short notice (typically 15-60 days). They can terminate a lease on various grounds, such as a tenant failing to pay rent or violating the terms of their lease.

Overall, Florida is a landlord-friendly state that offers many advantages for investors interested in rental properties. With its favorable rental market conditions, landlords can enjoy the freedom to set rents at market rates and take necessary actions to protect their investment.

Where To Invest In Real Estate In Florida

Read The Full Article Here!

Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Florida? We are looking for trusted professionals in Alabama to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Zach Rothman]

Quote from @Robin Simon:

Need a DSCR Loan for a rental property or a Hard Money Loan for a Fix and Flip in Florida? Easy Street is the BEST DSCR and Hard Money Loan provider for the Sunshine State, whether its fix and flips, Short Term Rentals (Airbnb), BRRRR Method buys or refinances or multi-unit acquisitions! Check out these recently funded Florida hard money loans and DSCR Loans by Easy Street!

💵Just Funded💵🌞Florida DSCR Loans🌞
$256,000 DSCR Loan for the purchase of a Single Family Rental investment property in Lehigh, Florida! This investor secures her first SFR with great terms - 20% down, 7.125% interest rate (30yr fixed) and a reduced prepay structure - 1%only!

💵Just Funded💵🌞Florida DSCR Loans🌞
$269,750 Cash-Out Refinance DSCR Loan on a Single Family Rental (SFR) investment property in Fort Myers, Florida! This local investor takes cash out of her first investment property (this one) to access capital to buy rental number 2!

💵Just Funded💵🌞Florida STR Loans🌞
$519,200 DSCR Loan for the purchase of a Short Term Rental in West Palm Beach, FL! @Zach Edelman does it again, providing best terms in the market for STR Loans - 80% LTV (20% down), 6.625% Rate, 30-yr fixed, reduced prepay, qual on airdna!

💵Just Funded💵🌞Florida DSCR Loans🌞
$303,992 Acquisition DSCR Loan for the purchase of a rental property in Largo, Florida! These experienced investors purchase a fourth property through their 50/50 LLC - securing 30-year fixed rate mortgage loan with 20% down - 6.875% rate!

💵Just Funded💵🛠️Fix And Flip Loans🛠️
$202,125 Hard Money Loan for another Florida Fix N Flip Funded by @Zach Edelman - this one in Seffner, FL! Still characterized by towering live oak trees, strawberry farms and lakes, Seffner has been growing rapidly in recent years! 🌴🌊🍓

💵Just Funded💵
🌞Florida DSCR Loans🌞
$219,700 Cash-Out Refinance DSCR Loan on a Duplex investment property in Seffner, Florida via ESC! Prolific Florida Real Estate professional with a large portfolio takes cash out of this fully rented two-unit rental - maintains a nice 1.49x DSCR!

💵Just Funded💵🏘️Multifamily Monday🏘️
$513,500 Cash-Out Refinance DSCR Loan on a multi-family investment property (five-unit) in Lake Worth, Florida! Investing trio takes out some capital of this fully-leased and cash-flowing rental property to continue to expand their portfolio

💵Just Funded💵
🏖️Miami Short Term Rental Loans🏖️
🌞Miami DSCR Loans🌞
$896,000 Acquisition DSCR Loan on a Short Term Rental investment property in Miami, Florida via @Zach Edelman! This $1.2M rental property purchased with just 20% down - qualified w/ STR projected income - no DTI, no Tax Returns, no Income Verification!

💵Just Funded💵
🏖️Miami Short Term Rental Loans🏖️
🌞Miami DSCR Loans🌞
$977,214 DSCR Loan on a refinance of a Short Term Rental investment property in Tampa, Florida via ESC! Repeat Easy Street borrower continues to refinance with our industry-leading STR Loans getting deals done - even high dollar STRs!

 @Robin Simon these deals are amazing. Can't believe rates are where they are right now. Can I refer you?