Easy Street Capital is proud to be a leading private lender for The Great Lake State! We offer industry leading Hard Money and DSCR Loans for every type of Michigan Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Michigan DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Michigan Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Michigan Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from across the country are traveling towards investment properties in Michigan to build rental portfolios. The Great Lake State is a current favorite of real estate investors due to many factors including a strong economy, affordable prices and stable rents! Easy Street Capital is proud to be a leading provider of investment property loans for real estate investors looking to build rental portfolios in Michigan!

Loan Types for Michigan Real Estate Investors

When it comes to real estate investing in Michigan, there are great market types of investment property loans to choose from. For investors that like to get their hands dirty, rehabbing run-down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no renovations. Move-in ready single-family homes and fully furnished short term or medium-term rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

Real estate investors in Michigan are pleased to find a market that does not impose prepayment penalties, offering them the flexibility to refinance without financial restrictions. While some lenders may adjust interest rates slightly higher to accommodate this flexibility, the freedom to refinance remains a significant advantage for investors.

Where To Invest In Real Estate In Michigan

Michigan is a highly favored market for real estate investors, offering a range of diverse cities that cater to various investment strategies. Ann Arbor is the state's fifth largest city and home to the prestigious University of Michigan. Cheboygan, the northernmost city in Michigan's Lower Peninsula, is an excellent STR market with high projected revenues and moderately priced homes. Across the lake from Cheboygan in the Upper Peninsula is Saint Ignace a solid city for short term rentals that acts as the gateway to Mackinac Island. Kalamazoo is a strategically positioned city that is equidistant from Chicago and Detroit – an up and coming city home with plenty of prime medium term rental opportunities. Lastly, Petoskey is a hidden gem market for short-term and vacation rental investors, known for its scenic beauty and lakeside charm.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) in Michigan? We are looking for trusted professionals in Michigan to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!