Best Georgia Investment Property Loans (Hard Money - DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the Peach State! We offer industry leading Hard Money and DSCR Loans for every type of Georgia Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our Georgia DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our Georgia Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this Georgia Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for cash flow and financial freedom are flocking to Georgia to build rental property portfolios. The Peach State is a current favorite of real estate investors due to many factors. These include a strong and stable economy, low vacancy rates and steady demand for rental housing due to a fast-growing population! Easy Street Capital is proud to be a leading provider of rental loans for real estate investors in Georgia!

Types of Rental Loans for Georgia Real Estate Investors

When it comes to real estate investing in Georgia there are many markets and types of rental loans to choose from. For investors that like to get their hands dirty, rehabbing run-down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR loans present exceptional investment prospects for individuals looking to invest in turnkey rental properties. These properties are ready for immediate occupancy, eliminating the need for any renovations. Typically, turnkey properties are fully furnished single-family homes suitable for short or medium-term rentals. They offer a lucrative opportunity to generate cash flow and potentially benefit from price appreciation.

DSCR Loans are typically offered at fixed interest rates for thirty years, which provides long-term stability to investors. Given the steady increase in rental income and property appreciation over time, this fixed interest rate is beneficial in keeping the cost of debt constant while the cash flow increases over time. This makes it an attractive investment strategy for those seeking long-term financial stability.

Where To Invest In Real Estate In Georgia

Georgia is a great market for real estate investment properties because of its many options. The state offers great potential for each type of real estate investor and strategy. Atlanta the largest city with a diverse economy and thriving market. Savannah is a popular tourist destination with a strong short term rental market. Athens is home to the flagship university, University of Georgia. Augusta is the second largest city with a population of 204,612. Tybee Island is known for its beautiful beaches and attracts tourists year-round. Georgia can be great for investors utilizing rental loans to secure investment properties!

Atlanta

Atlanta is home to a diverse range of industries, including finance, technology, and entertainment. The city has a strong job market with low unemployment rates compared to the national average. According to the 2024 World Population Review, Atlanta has a population of 512,047 and is growing at rate of 1.28% annually.

Atlanta is also a popular tourist destination, offering a diverse range of attractions and activities. The city is known for its vibrant cultural scene, world-class museums, and iconic landmarks. Visitors to Atlanta can explore attractions such as the Martin Luther King Jr. National Historic Site, the Georgia Aquarium, and the Atlanta Botanical Garden. The city is also famous for its thriving food scene, offering a variety of cuisines and dining experiences. Additionally, Atlanta attracts group trips and events, including weddings, conferences, and team-building retreats.

According to the Atlanta Area Convention & Visitors Bureau, the area attracts over 57 million visitors annually, and the tourism industry generates approximately $16 billion in economic impact each year. This makes Atlanta attractive for real estate investors interested in short-term rentals and vacation homes. According to AirDNA, a leading data analytics firm for short-term rental investors, Atlanta’s rental market has seen a remarkable 10% surge in annual revenue as of January 2024! This upward trend presents a profitable opportunity for investors, especially when leveraging financing options like DSCR Loans with low down payments. With the potential for exceptional cash-on-cash returns, Atlanta stands out as a promising market compared to others.

Savannah

Savannah is a historic city known for its captivating charm and rich cultural heritage. It is home to the Savannah College of Art and Design, which attracts a diverse population of students and artists. The city serves as a cultural hub, offering a vibrant arts scene, numerous museums, and galleries showcasing local and international talent. With a population of over 148,000 residents, Savannah is one of Georgia’s largest cities and is a beloved destination on the East Coast.

Savannah presents an excellent opportunity for real estate investors specializing in student housing. With the presence of institutions like the Savannah College of Art and Design, the city has a sizable student population that creates a steady demand for rental properties. Investors who target well-positioned properties and cater to reliable students can expect to achieve higher returns compared to traditional long-term rentals.

In addition to student housing, Savannah is a sought-after destination for short-term rental investors. The city hosts a variety of events year-round, including the Savannah Music Festival and the Savannah Film Festival. Savannah’s charming historic district, picturesque landscapes, and vibrant cultural scene attract tourists from around the world. Moreover, the city’s proximity to Tybee Island, a popular beach destination, enhances its appeal as a vacation spot. These events and attractions create a strong demand for short-term rentals, offering investors an opportunity to maximize rental income and capitalize on Savannah’s thriving tourism industry.

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Are you a Full-Scale Mortgage Broker (including Conventional, Non-QM) in Georgia? We are looking for trusted professionals in Georgia to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

[Robin Simon]

Need a loan for a investment property in Georgia? Easy Street Capital is the BEST provider of DSCR Loans or loans for rental properties and Hard Money Loans (fix and flip or BRRRR loans) in the Peach State - check out some of our recent Georgia DSCR Loans provided to happy real estate investors in this growing state!

💵Just Funded💵🍑Georgia DSCR Loans🍑
$300,000 Cash-Out Refi Rental Property Loan on a SFR investment property in Norcross, GA! This rental property, well located in Norcross (part of the Atlanta MSA) is rented at strong rates through July 2025, cash-out to buy more properties!

💵Just Funded💵🛠️Fix And Flip Loans🛠️
$276,500 Hard Money Loan for the purchase and renovation of a 4/3 SFR in Norcross, Georgia! This investor secures financing for a big GA flip - will add a new kitchen and new bathrooms/flooring - should sell well post-reno!

💵Just Funded💵🍑Georgia DSCR Loans🍑
$156,750 Cash-Out Refinance on another Peach State 🧊BRRRR🧊project financed by Easy Street in Macon, Georgia! This investor cashes out ~90%+ of cost basis on a 9-month project turn - almost all cash back and a cash-flowing rental too!

💵Just Funded💵🍑Georgia DSCR Loans🍑
$360,000 Acquisition DSCR Loan on a Short Term Rental in beautiful Savannah, Georgia! Another example of why Easy Street Capital is the best STR Lender out there- ✅80% LTV (just 20% down), ✅great 8% rate ✅qualified w/ airdna projections!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
🧊Georgia BRRRR Loans🧊
$303,000 Rental Loan (DSCR Loan) on the refinance of a Single Family Rental investment property in Tucker, GA! Investor completes a rock solid Peach State BRRRR project - lowering monthly payment from hard money in the refinance into 30-year fixed rate debt!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Refinance DSCR Loan on a Single Family Rental investment property in Cornelia, Georgia! Cornelia is home to the The Regional African American Museum of Northeast Georgia featuring amazing artifacts on display you don’t want to miss!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Refinance DSCR Loan on a Single Family Rental in Cornelia, Georgia! Cornelia features the Loudermilk Boarding House and Elvis Museum you will find over 30,000 Elvis items as well as the Cornelia Depot Railroad Museum, a train lovers delight!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Rate-Term Refinance DSCR Loan on a Single Family Rental (SFR) in Cornelia, Georgia! This newly built 2023 vintage property features three bedrooms, two bathrooms and a fireplace + kitchen/bathrooms with beautiful modern features!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Rate-Term Refinance DSCR Loan on a newly built Single Family Rental investment property for prolific developers/investors in Cornelia, Georgia! Cornelia is often referred to as "The Home of the Big Red Apple"

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Refinance DSCR Loan on a newly built rental property in Cornelia, Georgia! Every year in Cornelia ends with a “Christmas in the Park” light display drive through City Park that is free and open nightly throughout the month of December!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Refinance DSCR Loan on a newly-built (2023 vintage) Single Family Rental (SFR) within a Planned Unit Development (PUD) in Cornelia, Georgia! Cornelia is adjacent to Lake Russell in the Chattahoochee National Forest.

💵Just Funded💵
🍑Georgia DSCR Loans🍑
$199,500 Rate-Term Refi on a Single Family Rental in a new PUD in Cornelia, Georgia! Cornelia was established in 1887 as the industrial and retail business hub for Habersham County! With beautiful parks and historic sites, Cornelia is a great place to live!

💵Just Funded💵
🍑Georgia DSCR Loans🍑
🧊Georgia BRRRR Loans🧊
$199,500 Rate-Term Refinance DSCR Loan on a newly built rental property (BRRRR Method Version 2.0 - new construction) in Cornelia, Georgia! 50/50 investing partners build this beautiful 4-bedroom, 2-bathroom residence - now refinancing into 30-year fixed rate debt!