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Updated 12 months ago on . Most recent reply

Need HELOC lender who can assist with credit report update and W2 timeline
Need HELOC lender who can work with the following variables:
-Expedited credit report update: I am selling two rental properties on July 22, 2024. These two mortgages are in my personal name, so I need a HELOC lender who can call the credit bureaus after these two mortgages are paid off at closing and get my credit report updated ASAP to free up my DTI
-I am changing W2 jobs. My last paycheck will be received on August 2, so I need to close on the HELOC before the next pay cycle.
-Prefer 45% DTI
-Everything else is good, strong credit, etc.
Please comment or DM me if you can assist.