📢 DSCR 30-Year Rental Property Loans – No Income Docs Required! 🏡💸

[Gene May]

Are you a real estate investor looking for flexible financing options without the hassle of tax returns or income verification? We offer DSCR (Debt Service Coverage Ratio) loans with competitive rates, fast closings, and investor-friendly terms.

🔥 Program Highlights:

✅ No Seasoning Requirements – No waiting period needed!
✅ Flexibility with Appraisers – Work with your preferred appraiser!
✅ Fast Closings in as Little as 10 Days – Get funding quickly!
✅ Actual Rental Income Used for DSCR Verification
✅ Rates as Low as 6.85% – Competitive interest rates!
✅ Negative DSCR Loans Allowed – Financing available even if rental income doesn’t cover the mortgage.
✅ Loan-to-Value (LTV) Options:

• 80% LTV for Non-Cash-Out
• 75% LTV for Cash-Out
• 70% LTV for Manufactured Homes
  ✅ Minimum Credit Score: 640 – More investor-friendly requirements!

🚀 No Income Documentation Needed:

❌ No Tax Returns
❌ No Debt-to-Income (DTI) Requirements
❌ Bank Statements Only

📄 Required Docs for Preliminary Approval:

🔹 Property Address
🔹 Credit Score
🔹 Monthly HOA, Taxes & Insurance

📑 Required Docs for Full Approval:

✔ Signed Loan Application
✔ Borrower’s ID
✔ LLC Documentation (if applicable)
✔ IRS W9 Form or EIN
✔ 2 Months of Bank Statements
✔ Proof of Insurance
✔ Purchase & Sale Agreement (P&S), HUD, or Trust Receipt
✔ 2 Months of Rent Verification
✔ Lease Agreement

💰 Special Loan Options:

🔹 12-Month Bank Statement Loans – Available for non-debt-servicing properties at reduced rates.

📞 Let’s Get You Funded! Contact me today for a fast pre-approval:
📲 612-314-3917
📧 [email protected]

Looking forward to helping you secure your next rental property investment! Let me know if you have any questions. 🚀🏡