Finance of America Commercial - Direct Lender

[Giacomo Ghitti]

Finance of America Commercial is a lender that specializes in asset-based loans for residential rehab, construction, bridge, or rental properties. Our extensive suite of products gives investors the flexibility they need to acquire, refinance, hold, and profit off their diversified investment property portfolio. Here’s a quick preview of what we offer:

Short-Term Loans: Fix & Flip, Ground-Up Construction, Bridge

• 12-24 mo. term, depending on product
• Up to 100% rehab/construction financing
• Up to 90% LTFC for rehab and construction
• Bridge loans available for stabilized properties

Long-Term DSCR Loans: Single Rental, Portfolio (Blanket) Rental

• 30 year loan terms with ARM, interest-only, and fixed rate options
• Underwritten on property cash flow, no tax returns needed
• Variety of pre-payment penalty options available
• Great financing option for landlords with long-term rentals

What type of properties do we lend on?

• Single family residences (1-4 units)
• Rental portfolios
• Warrantable condos
• Townhomes

If you’re interested in learning more about any of these programs or have a specific deal in mind, don’t hesitate to reach out to me at 332-334-9589