📉 The Truth About Lender “Pre-Approvals” – Why Most Don’t Mean Much in 2025

[Stevan Stojakovic]

📄 Got a lender term sheet in hand? Don’t get too comfortable.
In this market, most so-called “pre-approvals” aren’t approvals at all - they’re just marketing tools with vague numbers and zero real backing.

⚠️ If your lender hasn’t reviewed the deal, run the numbers, or committed in writing - you're not approved. You’re exposed.

🎯 In this new video, we cover:
🔍 How to tell a real pre-approval from a generic offer
💣 Why weak term sheets kill deals in competitive markets
🧠 How to vet your lender before you submit the deal

💬 We also share tips on how to avoid going hard on a deposit only to find out the lender can’t close - a mistake we’ve seen too many investors make.

✅ Ready for a real answer? One that means something?
Submit your deal at phoenixfunded.com - and get clarity before the offer goes out.