Hard Money vs. Private Lending: What’s the Difference, and Why It Matters

[Jeanne Conca]

If you’re new to real estate investing, these two terms might seem interchangeable. But here’s the truth:

Not all lenders are created equal.

Let’s break it down…

Hard Money Lenders

🔺 Typically large firms or brokers

🔺 Impersonal, transactional approach

🔺 Focused on asset-based lending

🔺 Strict terms, high fees, short timelines

🔺 Less flexibility for unique situations

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Private Lending (like Hummingbird Funding)

🤝 Relationship-based and personalized

◾️ We take time to understand your vision

◾️ Flexible deal structures

◾️ Transparent terms and human guidance

◾️ Fast approvals without red tape

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Here’s a real example:

A real estate investor got denied by a hard money lender because their timeline didn’t fit a cookie-cutter mold.

Private lenders saw the potential, structured a custom funding plan—and they closed in just 10 days!

💸 🏡

We don’t just fund deals, we build partnerships.

And we’re with you every step of the way.

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Thinking about your next flip, BRRRR, or rental?

Let’s talk funding that fits you.

📆 https://calendly.com/jeanne-hummingbird-funding

#HummingbirdFunding #RealEstate #PrivateLending #RealEstateInvestors