Looking for Gap Funding

[Peyton Landon]

Hey all,

I am looking to connect with gap funding to scale my fix and flip business. I am working on my 4th fix and flip deal now so I have experience. Just looking for more capital to connect the dots and make deals work! Please share any valuable resources on this topic. Thanks again. 

[Stanley Yeldell]

Hey Peyton — congrats on getting to your 4th flip! That’s solid momentum. Gap funding is a smart way to scale, especially when your hard money lender won’t cover 100% of the deal.

Here are a few suggestions to explore:

🔹 Private Money Lenders (PMLs) – Individuals who are open to 2nd position liens or JV structures. You'll want to have a simple pitch deck and deal analyzer ready to show them your track record and how their capital is protected.

🔹 Equity Partners – Offer a share of the profits instead of debt. This works well if you don’t want to stack interest payments during rehab.

🔹 Business Credit / HELOC – Some flippers use unsecured lines of credit or HELOCs for gap funding, especially for the rehab portion.

🔹 Facebook & BiggerPockets PMs – There are many small private lenders watching forums and investor groups looking to deploy $25K–$100K per deal with trusted operators.

Happy to connect if you want feedback on your lender pitch or structure. Also, I’m a private lender myself and may have someone in my network who fits.