Unique Investment Opportunity — Owner-Occupied Multi-Family Harlem Brownstone

[Arron Hoyte]

🚨 Unique Investment Opportunity — Owner-Occupied Multi-Family Harlem Brownstone 🚨

Looking for a patient capital bridge loan or equity partner to invest $600K–$700K in a well-maintained, owner-occupied multi-family brownstone in Harlem, NYC (recent appraisal $3.7M).

Key Deal Highlights:
✅ 2nd lien position (replacing existing HELOC)
✅ Interest-only payments with potential partial interest deferral — minimal to no payments upfront
✅ Balloon maturity at 5 years with options to extend (owner open to 15–30 year horizon)
✅ Strong equity cushion (~50% LTV) and stable borrower with good credit
✅ Passive, secure investment with recorded lien and promissory note
✅ Exit via refinance or sale at borrower’s discretion — investor paid at payoff
✅ Facilitated by Archibald Estates LLC — 2% closing fee for deal facilitation

Why this works:

• No monthly payment strain upfront — aligns with owner’s cash flow needs

• Long-term patient capital option — perfect for investors wanting steady, secure returns without monthly hassles

• Solid collateral in a prime NYC location with motivated borrower

If you or your network are interested in this structured, low-risk, high-upside opportunity, please DM me