Direct Private Money Fix & Flip | 30yr Rental 1-4 units | Commercial

[Jon F.]

Hard Money Rehab Fix and Flip (12-18 months):
Loan Amount: $75k-$3M
LTV of Purchase price: up to 75% for new investors or 90% LTV for experienced investors
LTC of Rehab amount: 100%
Max Loan to ARV: up to 75%
Minimum As-Is Appraised Value: $50k
Collateral: 1-4 Family Residential Properties, Condos or Townhomes
Term: 12-18 months
Rate: Starting at 9.99%
Points: Vary based on loan amount
Credit Score: 660 Minimum
No pre-payment penalty

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Long-Term Rental Loan (30yr Fixed Rate):
Loan Amount: $75k-$3M
Minimum As-Is Appraised Value: $100k
Collateral: 1-4 Family Residential Properties, Condos or Townhomes
Term: 30 Years, Fully Amortized
Purchase: Up to 80% LTV
Refinance: Up to 75% of the As-Is Value
Cash-Out: Up to 75% of the As-Is Value
Vacation Rental Properties (STR AirBNB allowed)
Portfolio Loans for: 2+ Properties (Average property value $100k)
Rate: Starting at 7.25%
Points: Vary based on loan amount
Credit Score: 660 Minimum
Term: 30yr Fixed, 5/1, 7/1, 10/1 ARM and Interest only options
Prepayment Penalty: 1yr to 5yr Year declining options (5,4,3,2,1%)
Borrower Liquidity: 9 Months of PITIA Reserves
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Ground-Up Construction Program Residential 1-4 units Land & Construction

Loan Amount: $150k-$5M
LTC: 70-90%
Build Cost: Up to 100%
Max Loan to Completed Value: up to 75%
Collateral: Residential 1-4 units
Term: 12-18 months
Rate: Starting at 10.99%
Points: Vary based on loan amount
Credit Score: 680 Minimum
No pre-payment penalty
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Commercial Apartments or Mixed Use Purchase and Rehab (12-18 months):
Loan Amount: $250k-$5M
LTV of Purchase price: up to 80%
LTC of Rehab amount: 100%
Max Loan to ARV: up to 70%
Minimum As-Is Appraised Value: $250k
Collateral: Commercial apartments 5+, Mixed use with Apartments or Conversions
Term: 12-18 months
Rate: Starting at 10.99%
Points: Vary based on loan amount
Credit Score: 680 Minimum
No pre-payment penalty
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Commercial Apartments 5-9 Units (30 yr Fixed):
Loan Amount: $250k-$5M
LTV of Purchase price: up to 70%
LTV Rate and Term refinance: up to 70%
LTV Cash out Refinance: up to 65%
Collateral: Commercial apartments 5-9 units
Rate: Starting at 8.25%
Points: Vary based on loan amount
Term: 30yr Fixed, 5/1, 7/1, 10/1 ARM and Interest only options
Credit Score: 680 Minimum
Prepayment Penalty: 1yr to 5yr Year declining options (5,4,3,2,1%)
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Available in ALL STATES except: AK, AZ, CA, MN, NV, ND, OR, SD, VT

Any questions or loan requests please call or email me:

[email protected] or Call/Txt: 860-845-1901