Seeking $100K–$200K Second Mortgage on Haiku, Maui Land (35% LTV)

[Bobby Jewell]

Aloha BiggerPockets community,
We’re seeking a private lender for a second mortgage of $100,000 to $200,000 on prime vacant land in Haiku, Maui, Hawaii. We are a married couple with consistent six-figure household income from stable employment and ready to move forward.

The Deal

• Location: Haiku, Maui, Hawaii – a highly desirable area with a strong market for raw land.
  
  
• Property Value: $900K – $1M
  
  
• Existing Mortgage: $375K (~35% LTV)
  
  
• Total Debt LTV: ~64% (with new loan)
  
  
• Purpose: Refinance high-interest debt to increase monthly cash flow by up to $4,500, depending on loan amount.
  
  
• Preferred Term: Negotiable, ideally a 10–20 year note.
  
  
• Closing: Real estate attorney available for a quick, smooth close.
  
  

Property & Borrower Highlights

• Revenue-generating farm with significant upside and room for expansion.
  
  
• Rights to build two dwellings, enhancing future value potential.
  
  
• Recently awarded a $25K GoFarm Hawaii grant to build agritourism facilities, increasing income and property value.
  
  

Please message me for more details or questions.

Thanks for reading!
Bobby Jewell