Flexible Investor Loans – DSCR, Lite Doc, Asset-Based & More

[Alexis Sostre]

Are you growing your rental portfolio or looking for creative financing? As a Loan Officer with Quontic Bank, I specialize in Non-QM and investor-friendly programs designed to help real estate investors scale without the typical roadblocks.

Loan Programs Offered:

• DSCR Loans (1.10x+ coverage, no income docs required)

• Mixed-Use & Multifamily DSCR (5–10 units & 2–8 mixed-use properties)

• Lite Doc Programs (qualify with CPA-prepared P&L, no tax returns/W2s)

• Asset Utilization Loans (qualify based on post-closing assets)

• Foreign National Loans (ITIN accepted)

• HELOAN Lite Doc (up to 80% CLTV, 1–4 units, condos, PUDs)

Why Work With Me:

• Investor-focused: I understand how to structure loans for cash flow & scaling

• Fast & Flexible: Minimal documentation, streamlined underwriting

• Creative Solutions: Perfect for self-employed, out-of-state, or value-add investors

• National Reach: Programs available across many states

Let’s Connect

If you’re under contract, refinancing, or planning your next deal, I’d be happy to walk through options and see what fits best.

📅 Book a call or Apply Now!

Alexis Sostre
Loan Officer – Quontic Bank
NMLS #2743630
📱 Mobile: 310-359-7575
✉️ Email: [email protected]