Philadelphia Fix & Flip – Financing Needed for Proven Investor (615-620 Credit Score)

[Michaela Hayes]

I am reaching out on behalf of a client who is seeking financing for a fix-and-flip project in Philadelphia. While the client has a lower credit score (620), they do have a proven track record, having successfully completed three property flips over the past five years.

Below are the details of the current investment opportunity:

• Location: Philadelphia, PA
• Purchase Price: $275,000
• Rehab Budget: $200,000
• After-Repair Value (ARV): $570,000

We are exploring financing options that would ideally cover a significant portion of both the purchase and renovation costs. Given the client's experience and the strength of the deal based on the ARV, we are hopeful that a lending solution can be structured despite the credit profile.

Please let me know if this is a project your team would consider, and what terms might be available. Must be able to close in 2 weeks, have existing appraisal.