💰 5% vs 20% Down - The Real Math on Risk and Returns 💰

[Stevan Stojakovic]

💰 Every investor loves leverage. The less money down, the more deals you can chase. But here’s the truth: 5% down vs 20% down changes everything.

At 5% down, the math looks amazing. You control more property with less cash, and your return on paper explodes. But the risk is brutal. One rehab overage, one delayed sale, one market hiccup - and you’re wiped out. That’s why lenders get nervous when borrowers come in skinny. With little skin in the game, default risk skyrockets.

At 20% down, you’re tying up more liquidity, but your survival odds improve dramatically. Lenders give you better terms, you’ve got room to absorb shocks, and you can ride out a slow market. Long term, the disciplined 20% down investor often ends up wealthier than the 5% down borrower who flames out after a few shaky flips.

I just released a video: “5% vs 20% Down - The Real Math on Risk and Returns.”
Inside, I break down:
📉 Why leverage feels good but can kill a deal
🏦 How lenders really look at your down payment
📈 The long-term wealth difference between going skinny and playing disciplined

👉 Watch the full video here: 

👉 DM us for our ROI worksheet that compares different down payment levels.

Leverage is a double-edged sword. Use it right, you scale. Use it wrong, you disappear. 🚀