💰 Why Liquidity Matters More Than Net Worth to Lenders 💰

[Stevan Stojakovic]

💰 Every borrower loves to talk about net worth. “I’ve got $3M in property.” “My portfolio is worth seven figures.” On paper, it sounds impressive. But here’s the truth: lenders don’t fund net worth. They fund liquidity.

Net worth is paper. You can’t sell half a roof to cover interest payments. What actually matters is cash - seasoned funds in the bank, reserves you can show, liquidity that keeps a project alive when things go sideways.

This is where so many investors get denied. They present a fat balance sheet but can’t prove three months of payments in reserves. To a lender, that’s fragility. On the flip side, I’ve seen borrowers with modest net worth but strong liquidity get approvals in days because their file showed safety.

I just released a video: “Why Liquidity Matters More Than Net Worth to Lenders.”
Inside, I cover:
🏦 The difference between paper net worth and usable liquidity
📑 Why lenders scrutinize your bank statements
⚠️ Real examples of approvals vs. denials based on reserves
📈 How liquidity builds credibility and better loan terms

👉 Watch the full video here: 

👉 DM us your liquidity snapshot - we’ll show you how lenders really view your file.

Because in lending, net worth gets you bragging rights. Liquidity gets you funded. 🚀