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Updated 28 days ago on .

User Stats

233
Posts
51
Votes
Stevan Stojakovic
  • Lender
  • Miami, FL
51
Votes |
233
Posts

đź’¸ Extension Fees - The Hidden Profit Center for Lenders đź’¸

Stevan Stojakovic
  • Lender
  • Miami, FL
Posted
💸 Most investors focus on rate and points. But here’s the truth: the real profit for many lenders doesn’t come at origination - it comes when you hit maturity and need more time.

Extension fees look harmless on a term sheet - “1 point per month” or “3% for 90 days.” But when your project runs long, those line items can wipe out your profit. And for some lenders, extensions aren’t just risk management… they’re a built-in profit center.

I just released a video: “Extension Fees - The Hidden Profit Center for Lenders.”
Inside, I cover:
⚠️ Why extensions cost so much once your project runs over
🕒 When they’re fair vs. when they’re abusive
đź“‘ How to negotiate extension terms before you sign
📉 Real examples of borrowers who paid tens of thousands in surprise fees

👉 Watch the full video here: 

👉 DM us “EXTEND” for our lender negotiation cheat sheet.

Because in lending, the rate gets your attention. The extension empties your wallet. 🚀

Offering
Miami, Florida