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Updated 27 days ago on .

User Stats

233
Posts
51
Votes
Stevan Stojakovic
  • Lender
  • Miami, FL
51
Votes |
233
Posts

🌾 Funding Rural Deals - Why Small-Town Investors Struggle 🌾

Stevan Stojakovic
  • Lender
  • Miami, FL
Posted
🌾 Investing in rural America has huge upside. Tenants stay longer, prices are stable, competition is low, and the cash flow can be boring in the best way. Yet when it comes to financing, most small-town investors hit the same wall: lenders saying no.

Here’s why:
🚫 Major banks and institutions avoid rural markets because the comps are thin and the buyer pool is shallow.
📊 Appraisers stretch miles and months to find “comps,” which credit committees don’t accept.
💸 To the big lenders, rural deals look messy - so they’d rather pass than take the risk.

But here’s the truth: rural doesn’t mean unfundable. Private and regional lenders underwrite differently. They look at income, borrower strength, and conservative ARVs instead of cookie-cutter guidelines. With the right packaging - rent rolls, liquidity, exit plans, and sometimes cross-collateralization - rural deals can and do get funded.

I just released a video: “Funding Rural Deals - Why Small-Town Investors Struggle.”
Inside, I break down:
🌾 Why banks avoid rural markets
💡 How private lenders evaluate them instead
📈 Real examples of rural properties that still got funded

👉 Watch the full video here: 

👉 DM us your rural zip - we’ll run it against lenders who actually fund small-town deals.

Because rural America isn’t the problem. The wrong lender is. 🚀

Offering
Miami, Florida