How Do 0% Cash Lines of Credit Really Work?

[Tom Mclelland]

If you have some great questions about how to get 0% Cash lines of credit to flip properties...

Here's exactly how it works.

Step 1: Fill out a request on 

Step 2: Speak to one of our Flip Funding Specialists.

Step 3: Our funding specialist will have you check your credit or we can pull your credit.

Step 4: If your FICO is approx 700 or higher, your rep can move forward with setting up the cash lines of credit. If your credit is below 700, there are two options:

A) Work with a credit repair specialist. (We can refer you if you'd like)

B) Get a partner or spouse with good credit to co-sign with you.

Step 5: The funding specialist will generate a contract stating how much you qualify for and will review the details of the funding. Details include: funding amount, set up fee and 0% interest rate. (The set up fee ranges from $3,000 to $4,000. Our smart investors typically pay that fee from the funding they receive. Talk to your funding specialist for details.)

Step 6: The specialist will send you the agreement to be notarized.

Step 7: Once the agreement is received back, the funding specialist will finalize the lines of credit.

Step 8: Go close your next property with the ability to make cash offers, cover renovation costs. Use the line of credit for whatever it takes to close your next deal.

Typical Timeline: The process takes approximately 2 to 3 weeks.

Variables: The variables in the mix include credit score, DTI and funding amount needed.

Details of the funding: Funding comes in multiple lines of credit that can be used directly or cashed out up to 90%. Basically, we start with your personal credit, but then work with you to evolve the credit from your personal score to a business score. This relieves the risk on your personal credit. It also allows your funding specialist to expand your lines of credit. The first lines of credit are for 1 year at 0%. Your specialist will work with you to roll these credit lines over, so you can keep the 0% rate indefinitely. 

• No collateral
• No interest for the first year
• No fees or penalty for extended payback period
• No hidden costs or fees - full underwriting not required
• Yes to first time flippers
• Quick access to cash
• 0% APR

Who is Flip Funding? Flip Funding is a marketing agency that promotes low interest business and real estate funding. Flip Funding is compensated for generating leads for this unique funding process. Flip Funding is not the lender, nor a broker. The team at Flip Funding works hard at providing quality funding solutions for Real Estate and Business Funding.

Cautions: Be aware that you are responsible for the credit we help you establish. While the interest rate is incredibly low at 0%, you are responsible for the debts you incur. Do not overburden your personal financial situation with credit you are not ready to monetize.

Disclaimers: Results may vary. Not all applicants are approved. Approval of funding is based on many factors including but not limited to: credit score, business type, market factors and more.

Guarantee: Speak to your Funding Specialist about our $50,000 Guarantee. Basically, this means that if you qualify and we don't get you at least $50,000 in cash lines of credit, we do not charge a set up fee. But you still get the funding. 

First Come, First Served: We put action-oriented real estate investors at the front of the line. As you can imagine, this type of financing creates a lot of interest. In order to expedite your funding,  and then call your Flip Funding Specialist to see how much you qualify for today.

Contact Info: If you'd like to speak to a Funding Specialist directly,
please call (800) 918-6445