HOUSTON: Investor Friendly/Portfolio Lender

[William Dampier]

Friends,

The biggest reason investors do not make money is simple: They pay too much for the properties. The number is the number, and you don't go above that. The profit is locked in immediately once the investor buys the property. Due to mistakes in the analysis, the investor pays too much and then is surprised later when he/she doesn't make any money. Stick to your formula. A carefully prepared analysis can tell you exactly what your return will be, based on certain criteria. You must be willing to walk away if the seller is unrealistic or unwilling to work within your parameters. Realize that there are always other opportunities out there, and that even if the negotiation process becomes bogged down or fails, the odds are in their favor that there is another property out there that will meet their needs. It's just a matter of being patient in the searching process.

At City Bank Texas, our goal is simple – to help you achieve your goal. City Bank Texas was founded by five men with a vision in a small West Texas town on in 1941, and as of today we have approximately over $2B in assets.

We pride ourselves on providing a peace of mind and making life easier by offering commercial real estate lending solutions custom tailored to meet our client’s commercial real estate borrowing needs!

• Acquisition & Refinance
  • Single Family, Multi-Family, Industrial, Office, Retail
  • Conventional loans for Owner & Non-Owner Occupied Real Estate
  • Attractive interest rates as low as 4.25%
  • Innovative loan options with Loan to Value up to 80%
  • Flexible terms & affordable payments with long-term financing with payment schedules up to 20 years

I am here to be a resource for you, think of me as part of your team. My commitment is to help you achieve your financial goals while at the same time making banking convenient. If I can assist you in anyway, please let me know. Simply put, we win as a team!

Bill