In need of investment property lender in Columbus area

[Jason Boulter]

Hello all, My business partner and I have been planning to buy our first buy and hold real estate property together in Columbus OH. We currently have the funds for a 20 percent downpayment on a property within our price range. Now our big issue is securing financing. We are in need of a lender that not only lends to investors, but will evaluate our credentials jointly. My partner has a relatively high income and an average credit score. I have a high credit score, but I am still in college, and my W2 income is quite low. I am not sure whether it is considered improper for me to count automatic biweekly deposits from my father for living expenses in my income figure when pursing financing. I would hope it does, because that means that my income is all discretionary cash. But I have a feeling it does not. Please let me know if anyone in the Columbus area knows of any lenders that may be interested in helping us out, without the interest rate of a hard money lender.