Washington, DC Mortgage Lender/Broker · Member since 2016 · 4k+ posts · 2k+ votes
Conventional financing has rules. If you don't fit those rules, you don't get a loan. Do you...
have more than 6 properties financed
write off significant expenses to reduce your tax burden
have a new company or become self employed within the last two years
have a 650 credit score and your bank requires 680 or better
want cash out based on the appraised value, but just rehabbed the property
If you hit any of the above scenarios you won't get a conventional loan any time soon. Give US Commercial a call. 202-491-6461
Our loan originators will explain the process and let you know what we can do quickly, with no pressure and no cost. Once you decide to move forward, the only charge is for the appraisal and credit (or bring your own credit and save) but there is no application fee.
Get started today. Your approval is just around the corner.
We lend/broker in 38 states. Like I said above, the minimum loan amount is 50K, but the numbers usually work better above 75K. The most popular product we have is for investors on 1-4 unit properties in metropolitan areas where the borrower has better than a 650 minimum middle credit score.
These are no income verification, no seasoning on title loans.