Finance your fix and flip, Refi, buy and hold. 5 min=3 proposals

[Greg Downey]

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We Shop, You Save.  5 Minutes to 3 Proposals

There are 2 common challenges that investors on BP face: finding deals and financing.

Let the experts at Investment Property Loan Exchange take care of the financing piece for you so that you can focus on the deal.  We can finance your Fix-and-flip, Refi and buy-and-hold.

Investment Property Loan Exchange Simplifies the Shopping Process!

When IP Loan Exchange makes lenders Compete, our Real Estate Investors Prosper

Investment Property Loan Exchange Simplifies the Shopping Process!

Here is how it works:

• Complete the 5 Minutes to 3 Proposals

  It starts with a few questions to determine your property location and product request. You will know right away if IP Loan Exchange has options for you.
  Next are the “Critical Areas of Lender Compatibility”. We will ask you to rank the most important factors for you. This enables IP Loan Exchange to match you with lenders who can perform in the areas most important to you.
  Then, a short questionnaire about your loan request, including information on the borrower and property.
  Lastly, you will be asked the timeframe you would be ready to move forward if you get a proposal you like.
  Once completed, press the “I want proposals” button.

• Proposal Delivery

  Based on your timeframe in step 1, IP Loan Exchange will review the request and coordinate with Up to 3 Lenders to deliver a proposal for your review. Most proposals with a readiness timeframe of 7 days or less will be processed as priority and completed by the next business day. For those with timeframes longer than 7 days, the normal processing is 3-5 business days.

• Proposal Selection

  With the proposals you will receive a link to schedule a Proposal Review and Selection Call, at your convenience. If you like one of the offers and want to move forward prior to the Proposal Review and Selection Call, you will be asked to email your selection and execute the IP Loan Exchange Loan Arrangement Agreement.

• Loan Application

  Once Step 3 is completed, the lender will be revealed to you. You will then receive the credit application and loan submission checklist via email. You will also be provided a secure site to upload the documents once they have been gathered. IP Loan Exchange and the Lender will be available to answer any questions.

  The loan application will be submitted in full for review by the lender. You will receive a request for an appraisal fee and in some cases a background check fee. This will come directly from the lender and in most cases offers the ability to provide a credit card number.

• Loan Processing

  The Loan Processing and Underwriting generally requires a few follow up items which will be communicated to you generally through email. Upload those to the secure portal as soon as possible or call if you have questions.

  Once all the documentation is gathered, the full package goes through a final review by the underwriter and is moved to “Clear to Close.”

• Loan Closing & Funding

  The Lender will coordinate with you and the title company to schedule the closing, determine the final figures, prepare documents, and coordinates a wire transfer of the funds required to close. In some cases, the lender may use a mobile notary. If so, the loan generally funds the next business day.

Here is what our Real Estate Investors Experience

• Easy 5 Minute Data Entry
• We listen to what’s most important in a Great Lender Partner
• Next Day Delivery of up to 3 Lender Proposals (No Lender Calls)
• IP Loan Exchange eliminates our Real Estate Investor’s need to Waste Time shopping Lenders
• IP Loan Exchange is a Trusted and Objective Advisor for our Real Estate Investors
• The proposals are clear, with detailed loan comparisons for quick and easy review and selection, tailored to what is most important to you
• If requested, a Proposal Review Call may be scheduled to talk through the selection process
• Upon selection, IP Loan Exchange will get the process started by emailing the Lender App & Doc Checklist with secure link to upload documents
• IP Loan Exchange will advocate for RE Investors in the event of issues or problems

What Separates us from the Rest?

We are NOT a Lender

IP Loan Exchange was founded to connect Real Estate Investors with Lender Partners to provide a Win-Win for all parties in a commercial real estate transaction. That is why we begin by focusing on listening to each Real Estate Investor to learn what is most important to you in a Great Lender Partner. With that information, we focus in on only lenders that meet your criteria.

We are an Objective Partner

IP Loan Exchange makes the same amount regardless of the Lender Partner selected. This means we work to find the very best deal for you.

We do the research to make available the best programs in the marketplace.

We are continually adding new lenders to the platform to ensure we have very competitive terms. Additionally, we keep up with guideline and pricing changes for all our lenders to ensure your proposals include the freshest information.

Our Founder

Damon Riehl has over 30 years of lending experience and has held leadership positions at some of the world’s largest lenders, including Citibank, GE Capital, Fannie Mae, and Ocwen. He has previously built six lending businesses for these large lenders and is now bringing his experience to found Investment Property Loan Exchange.

FIX & FLIP

Loan to Cost as High as 90% of Purchase and 100% of Rehab

Lower Origination Fees than Hard Money

FICO Scores as low as to 600

Liquid Assets as low as 3 months payments

Closings Avg 14 – 30 Days

1-4 Unit and Multifamily Properties

No Rehab 1-4 Unit and Commercial Bridge Loans

REFI & CASH-OUT

Cash Out based on Appraised Value in as little as 90 days from purchase

No Cash Out limits up to Max LTV

Rates as Low as 6.5%

LTVs as High as 75%

Origination Fees as Low as 1.00%

FICO Scores as low as 620

Liquid Assets as low as 3 months payments

Debt Service Coverage Ratios as low as 1.0

Closings for Single Asset Loans in ~ 30 days

Closings for Portfolio Loans in ~ 60 days

1-4 Unit, Multifamily and Commercial Properties

BUY & HOLD

Rates as Low as 6.5%

LTVs as High as 80%

Origination Fees as Low as 1.00%

FICO Scores as low as 620

Liquid Assets as low as 3 months payments

Debt Service Coverage Ratios as low as 1.0

Closings for Single Asset Loans in ~ 30 days

Closings for Portfolio Loans in ~ 60 days

1-4 Unit, Multifamily and Commercial Properties