Hey Bankers...Why Aren't You Lending Money Now?

[Bryan Hancock]

I've seen many bankers posting recently and was wondering how you guys are keeping your jobs if you aren't loaning money. Are your ratios out of whack still or is there some other explanation for what is happening?

I am about to start looking into some loans with rates so darn low, but I am wondering if it is worth the brain damage. How are things relative to this time last year on the brain damage scale for investor loans?

[James Hiddle]

It's not so much they aren't lending as they have tighten their belts to the point where their lending requirements have become so strict that a lot of people can't qualify for a traditional loan.