Unlimited # of Properties Investment Loan Program

[Kyle Johnston]

• Debt coverage ratio as low as 1.00 used to qualify instead of personal or business income
• Unlimited number of financed properties
• 30 year fixed financing available as well as 5/1 and 10/1 ARM options
• Loan amounts up to $2,000,000
• As little as 20% down
• 2% seller concessions allowed
• First time investors okay

For more information feel free to send me an email at [email protected]

Thanks,

Kyle Johnston

Loan Officer

NMLS ID: 1725652

*Carrington's Investor Advantage applies to non-owner occupied business purpose loans only. Loan-to-value, debt service ratios and state restrictions apply. Speak to your Loan Officer for additional details and requirements. Does not include: Co-ops, condotels, manufactured, unique properties, mixed-use properties, leaseholds, rural properties, log homes, agriculturally zoned, properties that provide income to borrower, farms or hobby/working farms, properties with oil, gas, or mineral rights, builder model leaseback, non-conforming zoning regulations that prohibit rebuilding, properties subject to rent control regulations. Not permitted: Gift funds, non-traditional credit, Texas refinances, rental income from a 1-unit primary residence or second home. Ineligible states: AK, MA, ND, WV. IL: ARM loans are not permitted in Cook, Cane, Peoria, and Will counties. NY: Loans require a minimum loan size of "conforming balance plus $1." NY CEMA loans not permitted.

**Other restrictions and qualifications may apply. Business income and assets along with a positive cash flow from the investment property may be required. Borrower must meet product guidelines, conditions, and underwriting requirements. Ask your Loan Officer for details.

© Copyright 2007-2018 Carrington Mortgage Services, LLC headquartered at 1600 South Douglass Road, Suites 110 & 200A, Anaheim, CA 92806. 888-267-0584. NMLS ID 2600. Nationwide Mortgage Licensing System (NMLS) Consumer Access website: www.nmlsconsumeraccess.org. AZ: Mortgage Banker BK-0910745. CA: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, file 413 0904. CO: Check the license status of your mortgage loan originator at http://www.dora.state.co.us/real-estate/index.htm. GA: Georgia Residential Mortgage Licensee 22721. IL: Illinois Residential Mortgage Licensee. MN: This is not an offer to enter into an interest rate lock agreement under Minnesota Law. MO: Missouri Company Registration 16-1746. In-state office: Missouri Residential Mortgage Loan Broker License 16-1746. 251 SW Noel, Lees Summit, MO 64063. NV: Mortgage Broker License 4068 (Residential Mortgage Lending). NJ: Licensed by the N.J. Department of Banking and Insurance. NY: Licensed Mortgage Banker—NYS Department of Financial Services. New York Mortgage Banker License B500980/107664. OH: Ohio Residential Mortgage Lending Act Certificate of Registration MB.804213.000. Ohio General Loan Law Certificate of Registration – Anaheim, CA SM.501517.000. RI: Rhode Island Licensed Lender, Lender License 20112809LL. VA: NMLS ID 2600 (www.nmlsconsumeraccess.org). WA: Consumer Loan License CL-2600. Also licensed in AL, AK, AR, CT, DE, DC, FL, HI, ID, IN, IA, KS, KY, LA, ME, MD, MI, MS, MT, NE, NH, NM, NC, OK, OR, PA, SC, SD, TN, TX, UT, VT, WV, WI and WY. NOTICE: All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice. Carrington Mortgage Services, LLC is not acting on behalf of or at the direction of HUD/FHA or any government agency. All rights reserved.