Updated over 6 years ago on . Most recent reply
Can you help this SFR buyer?
I have a buyer who I am told by his current lender that his score is high enough to qualify for a conventional loan. I would guess his score is around 630. He was placed in a conventional loan because his wife's score was very low, probably less than 500. We do not need the wife's income to qualify. It appears that the problem that they had a BK 13 that was dismissed in Feb. 2016 and not discharged. The current lender says that he needs 4 years from time of BK 13 dismissal to do the loan. Is there anyone out there who can do a loan with 3 years from time of BK dismissal?
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