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Michael Corso
  • Lender
  • Wildwood Crest, NJ
55
Votes |
317
Posts

This is the final week to get you FREE appraisal on new home buy.

Michael Corso
  • Lender
  • Wildwood Crest, NJ
Posted Jan 27 2020, 07:02

This is the final week to get you FREE appraisal on new home purchase.


-RESIDENTIAL
-COMMERCIAL
-MIX USE
-APARTMENT COMPLEX
-MOBILE HOME PARKS
-OFFICE
-RETAIL
This offer is good until this week only. Paperwork must be approved by this week so apply today. Offer not good on refinance loans just new purchase loans. (restrictions apply)

Some of our other products include
OUR PROGRAMS

P&L ONLY

  • LTV 85%
  • FICO 680
  • 2 Year & YTD P&L provided enrolled Tax Agent, or Licensed Tax Preparer, or Licensed CPA
  • No Bank Statements Required

12/24 MONTHS BANK STATEMENTS

  • Business and Personal
  • 90% LTV
  • Min. FICO 560
  • 50% DTI
  • 100% Deposits Accepted
  • 50% expense ratio or expense letter from CPA/Tax preparer

2 MONTH BANK STATEMENT

  • 12 months P&L provided by Tax Agent, or Licensed Tax Preparer, or Licensed CPA
  • Max LTV 80%
  • FICO 680
  • DTI 43%
  • 2 months bank statements

NO RATIO/DSCR

  • No income, no reserves
  • LTV 80%
  • FICO 620
  • DSCR <1.00 Ok
  • Foreign Nationals

ASSET UTILIZATION

  • Cash at 100%
  • Cash out Ok
  • Securities at 90%
  • Retirement at 70%
  • 75% LTV
  • FICO 660
  • Income is – All Eligible Assets Divided by 100

1099

  • Schedule C, 2 yr 1099 Ok
  • FICO 660
  • Max LTV 85%

WRITTEN VOE

  • No Paystubs, W2, Tax Returns, 4506-T
  • 2 personal bank statements required
  • Max LTV 85%

NON PERMANENT RESIDENT

  • Self-Prepared P&L Statements
  • 80% LTV
  • 620 Credit Score
  • 25% ownership acceptable

FOREIGN NATIONALS

  • 75% LTV
  • Loans up to $ 5,000,000
  • CPA Letter or Employment Letter
  • No Income Option
  • 1 reference letter
  • 2 months Bank Statements

LITE DOC PROGRAM

  • 10 Days to Close
  • Interest Only
  • No Income on 1003
  • LTV 70%
  • Foreign National
  • Finance up to 5% of closing costs
  • Condohotel Ok
WEBSITE WWW.IMNDIRECT.NET
QUESTIONS PLEASE CALL US AT 609-849-0501

HOURS
MON-FRI 10AM-7PM EST
SAT 11AM-5PM EST
Offering