Unsecured personal term loans up to $300,000:

5 or 7 year loan

Fixed monthly payment

No pre-payment penalty

Rates between 5-14%

Requirements: 700 credit score + $50,000 in personal taxable income (we will look at other factors like credit utilization, debt to income ratio, credit history, inquiries, etc.)

Unsecured business credit cards up to $150,000:

0% intro rate for 6-12 months

6-16% interest rate after the 0% period

Only reports to the business

Monthly payment of 1-2% of balance

Requirements: 700 credit score (we will look at other factors like credit utilization, credit history, inquiries, etc.)

Red flags for our lenders and factors that can prevent a pre-qualification:

Over 30% credit utilization

Over $25,000 in credit debt regardless of the limit

More than three accounts opened in the past 12 months

More than 3 inquires on any bureau

Less than 6 years of credit history

Bankruptcy within the past 7 years

Derogatory accounts

Late payments

DTI over 40%

Our ideal client:

750+ credit scores + 100,000 income

Accounts opened with major lenders (the Chases, Bank of Americas, etc)

High limits ($15,000 and up)

Mortgages in good standing or paid off mortgages

Strong W-2 income

All I need to pre-qualify someone within 24 hours with no upfront fees, hard inquiries or obligations to move forward is the following:

1. Two years of personal tax returns (this is necessary if going for the term loan program)

2. Login information for creditkarma.com OR a report from Credit Karma

Click here to apply: https://nationalcc.wufoo.com/f...