Our Rental Program loan product provides our customers a reliable source of financing through a simple and efficient online loan process. Our 30-year fixed-rate rental loan product was designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. The Rental Program loans begin at $60K and up to $2 million with no personal income verification.

Get Cash From Your Existing Rental Portfolio

The Rental Program asset-based loans can provide the cash you need to grow your rental portfolio. Benefits include:

  • Get cash from rental properties – loans from $60 K to $2 million.
  • Lower your blended rate – consolidate higher-rate loans into single mortgage
  • No personal income verification – lending decision based on property cash flow*
  • No hurdles – flexible loan options designed for your buy and hold strategy

Advantages of Rental Program Loans:

  • Cash out refinances
  • No personal income verification – no W-2 required
  • Minimum seasoning requirements*
  • 620 min. FICO
  • No hurdles- a very user-friendly and streamlined process
  • Foreign Nationals Permitted
  • No DSCR Restrictions* (Debt Service Coverage Ratio)
  • Prepayment penalty**
With our Rehab to Rent Loan, you’ll benefit from competitive rates and an easy and reliable process that both our fix and flip and rental loans offer:
Fix and Flip Overview Rental Overview
Rates as low as 7.19%* Rates as low as 4.99%*
12-month interest only (with no prepayment penalty 30-Year Fixed-Rate Rental Loan
Up to 90% of the purchase and rehab costs 3/1, 5/1 and 7/1 ARM Rental Loans
Up to 70% ARV Up to 80% LTV (minimum loan $75K
Instant rate quote in minutes No W-2s required
Closings in 10 days Closings in weeks not months
Loans from $75K to $2M

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