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Updated over 4 years ago on .

Get Cash From Your Existing Rental Portfolio
Our Rental Program loan product provides our customers a reliable source of financing through a simple and efficient online loan process. Our 30-year fixed-rate rental loan product was designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. The Rental Program loans begin at $60K and up to $2 million with no personal income verification.
Get Cash From Your Existing Rental Portfolio
The Rental Program asset-based loans can provide the cash you need to grow your rental portfolio. Benefits include:
- Get cash from rental properties – loans from $60 K to $2 million.
- Lower your blended rate – consolidate higher-rate loans into single mortgage
- No personal income verification – lending decision based on property cash flow*
- No hurdles – flexible loan options designed for your buy and hold strategy
Advantages of Rental Program Loans:
- Cash out refinances
- No personal income verification – no W-2 required
- Minimum seasoning requirements*
- 620 min. FICO
- No hurdles- a very user-friendly and streamlined process
- Foreign Nationals Permitted
- No DSCR Restrictions* (Debt Service Coverage Ratio)
- Prepayment penalty**
Fix and Flip Overview | Rental Overview |
Rates as low as 7.19%* | Rates as low as 4.99%* |
12-month interest only (with no prepayment penalty | 30-Year Fixed-Rate Rental Loan |
Up to 90% of the purchase and rehab costs | 3/1, 5/1 and 7/1 ARM Rental Loans |
Up to 70% ARV | Up to 80% LTV (minimum loan $75K |
Instant rate quote in minutes | No W-2s required |
Closings in 10 days | Closings in weeks not months |
Loans from $75K to $2M |
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