High LTV 2-4 Unit Investment Lenders in NY State

[Stefan Tsvetkov]

Hey All! I am looking for a portfolio lender in NY state that can do 2-4 unit investment property purchase at 80% loan-to-value. Looking for residential lending only, not commercial. Must be a portfolio loan not conventional (the latter goes up to 75% LTV per Fannie and Freddie guidelines).

Suggestions are welcome! Please PM me with lender name/contact or post it here.

P.S. Spencer Savings Bank in NJ are one example of a portfolio lender that does 80% LTV on 2-4-unit investment property purchase. They serve several counties in NY state only closer to NYC, but do not go further upstate.