Seeking recommendation for bank for HELOC on rental property

[Gary Parilis]

Looking for recommendations for a bank for HELOCs on rental properties — lowest rate, highest LTV, longest draw period.

I have a couple of properties with mortgage + HELOC. I'm ready to pay the mortgages off (at least one) and replace with HELOC for the max LTV. TD Bank will give me a 75% line at 5.24% (requires FICO > 740), with 10-year draw. Any recommendations for better deals?

The properties are in PA and FL.

Also, is there such a thing as a fixed rate? I’ve only seen variable rates.