What to use to help manage my money?
Hey everyone! I'm in desperate need of some help. I see that I have over 1k to save/invest each paycheck(bi-monthly), but when the end of the month rolls by, I somehow have only saved $600-700 out of a possible $2,000-ish.
The problem is I just don't have enough visibility of my finances. I don't see how my spending is taking away from my savings, so in the heat of the moment I tell my self that I have enough cash and to go ahead and buy whatever it is I'm looking at.
Right now I just use the bank app on my phone, but I find I don't look at it enough for it to make a difference.
If I could find a way to be much more aware of my money I don't think I would spend as much. This terrible habit of mine is really slowing me down from my goal to buy my first duplex.
So what do you guys do to handle your money? What program? tips or tricks? Anything will help at this point.
Thanks!