Updated over 7 years ago on . Most recent reply
Removing Credit Inquiries from credit report
I would like to get a couple inquiries removed from my credit report that I legitimately applied for. I have read that you can send a letter to creditors asking to see the paper you signed for the inquiry and if they don't respond you can get it removed and I am planning to use this method. My question here is, can I simply ask the branch managers whom I have a relationship with to handle this for me without sending the letter to the corporate office?
Is that something they are allowed to do? How much work would I be asking of them?
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Just FYI, the credit inquiries will stay on your credit report for two years, but they should only affect your FICO score for one year.