Can we get a HELOC with no income and lots of equity?

[Erica Nagle]

Hi, I have a question about our ability to get a HELOC on our house. Here are the main factors:

• Our primary residence is roughly worth $475k and we owe around $225k so we have quite a bit of equity. 
• The house is only in my husbands name because he owned it before we were married.
• Hi credit is average because he declared bankruptcy 5 years ago...about 670
• My credit is horrible due to a large amount of credit card debt. 
• We've been flipping houses for 2 years and don't currently show any income.

Are we just screwed until we have tax returns that show income or is fair credit and lots of equity enough to pull some out?