Paying more to principal

[Natasha Richardson]

Hi guys. So I am still looking for my first multi unit to get started in real estate investing. I am eligible to receive a few grants for down payment assistance but in speaking with a few loan officers so far, that may not be the best option because the interest rates are typically higher when using a grant. The only thing that would offset this is if I pay more towards principal. So my question is, is it wise to put more money towards principal on an investment property given that my goal is to produce cash flow?

[Ned Carey]

@Natasha Richardson if your goal is cash flow then obviously paying extra principal is contrary to your goal. 

You need to run numbers on actual scenarios for your various options. Then you can make an intelligent decision which scenario works best for you.