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Updated over 6 years ago on . Most recent reply

Deadrick Colbert's profile image
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Deadrick Colbert
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  • from Easley, South Carolina
  • Member since Mar 30, 2013
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Deadrick Colbert's profile image
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Deadrick Colbert
  • Investor
  • from Easley, South Carolina
  • Member since Mar 30, 2013
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Deadrick Colbert
  • Investor
  • Easley, SC
51
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Personal Finance

Can you use a 0% interest credit card to pay down mortgage?

Deadrick Colbert
  • Investor
  • Easley, SC
Posted

Can you use a 0% interest credit card to pay down a mortgage balance?

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Chris Mason
  • Lender
  • California
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Chris Mason
  • Lender
  • California
ModeratorReplied

Let's say you charge $20k onto a credit card that's maxed out at $20k, and as such you save 4% on that $20k for 18 months.

$20k*4%*1.5= $1200 saved. 

It took 18 months to save that $1200. That's $66.67 per month and you probably tanked your FICO score by maxing out the credit card.

You're on THIS website, and you can't think of a better way to generate/save $67 per month? 

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