Thoughts on credit repair

[Jarred S.]

I've read a few posts regarding credit repair. I went into a bit of debt while in college. I was hoping to hear others' perspective on paying for credit repair. For one, I do not know the costs of what it would take to get my credit score to where I want but in general is this service overpriced? Is it worth paying the money rather than make calls regarding disputes? I would love to hear of someone who went that route and their retrospective look at the issue.

[Shane Woods]

Originally posted by Brian Hoyt:

Obviously, the numbers above are rough and general and highly dependent upon your behavior.

This sentence makes me laugh. It's incredibly true, but sounds like something I'd say to my kids :-)