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Updated over 6 years ago on . Most recent reply

Yigal Dekalo's profile image
Yigal Dekalo's profile image
Yigal Dekalo
  • from Cary, NC
  • Member since Nov 26, 2017

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Yigal Dekalo's profile image
Yigal Dekalo's profile image
Yigal Dekalo
  • from Cary, NC
  • Member since Nov 26, 2017
Yigal Dekalo
  • Cary, NC
1
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12
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Personal Finance

HELOC to pay off mortagage for my rental property

Yigal Dekalo
  • Cary, NC
Posted

Hello Bigger Pokcets,

I wonder if that discussion came up. Lets say you have a 200K and you have an equity of 120K. Let's ignore the feasibility of a HELOC for an investment home and focus on the financials.

Would it be more beneficial to set up a HELOC for the 80K debt and pay it off?

What if the rental income will be used to pay off the HELOC vs the Mortgage?

Thanks,

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Mark S.'s profile image
Mark S.'s profile image
Mark S.
  • Rental Property Investor
  • from Kentucky
  • Member since Jul 20, 2013

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Mark S.'s profile image
Mark S.'s profile image
Mark S.
  • Rental Property Investor
  • from Kentucky
  • Member since Jul 20, 2013
Mark S.
  • Rental Property Investor
  • Kentucky
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Mark S.
  • Rental Property Investor
  • Kentucky
Replied

Why? Chances are mortgage is fixed and HELOC is variable. What's the benefit?

  • Mark S.
    • 1 Vote
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