Credit Repair Experiences
I'm 23 years old and I am trying to make up for some past mistakes I made right out of high school. Such as: becoming a delinquent with one of my banks, non-paid payday loans, and a car repo(Yikes, i know). No one that I know has really rebuilt their credit because either they are worse than I am with money (such as my parents) or they never have made poor financial decisions so their situation is good.
I want to be able to invest in RE one day, but I have to start with my personal life and finances.
I hear about credit repair all the time. But I'd love hear some personal experiences.