Question from a fellow upcoming investor

[Nicholas Hariprasad]

Hey everyone, I'm in the mix of purchasing my first rental property. I was thinking of putting my property under an LLC. Although my lender told me that it would change my conventional loan to a commercial loan which gives higher rates and shorter terms. It doesn't make sense to me because I have never heard anyone have this problem. Is this normal ? Or what If I purchase the property under my name and then transfer it into an LLC a couple months later ? How do the big investors do it ?? Thanks for any feedback